Does Nanjing Have Banks Or Exchange Points That Support Foreign Currency Exchange?

Where Can I Exchange Currency in Nanjing? If you’re visiting Nanjing and wondering where to exchange your foreign currency, you’re in luck. The city offers several convenient options for travelers. Banks are the most reliable choice, with branches of Bank of China (BOC) and Industrial and Commercial Bank of China (ICBC) widely available. These banks typically offer competitive rates and accept major currencies like USD, EUR, JPY, and GBP. Many branches in tourist areas, such as near Xinjiekou or Confucius Temple, even have English-speaking staff. Additionally, Nanjing Lukou International Airport has a BOC counter in the arrivals hall, open daily from 8:00 AM to 10:00 PM—perfect for last-minute exchanges.

For added convenience, hotels in Nanjing, especially high-end ones like those near Xuanwu Lake or Zhonghua Gate, often provide currency exchange services. Though rates may vary, this is a hassle-free option if you prefer staying close to your accommodation.

What Should I Know Before Exchanging Money?

Before heading to a bank or exchange point, keep these tips in mind. Exchange rates in Nanjing are generally better at banks compared to hotels or airports, so plan accordingly. Always ask about fees—some places charge a commission or offer less favorable rates for smaller transactions. If you’re carrying rare currencies (e.g., Thai Baht, Indian Rupees), call ahead to confirm availability.

Pro tip: Bring your passport, as it’s required for all formal exchanges. Avoid street-side “money changers” or unofficial dealers, as Nanjing has strict regulations against unlicensed currency exchanges.

Are ATMs in Nanjing Safe for Withdrawals?

Yes, but with some caveats. Most ATMs in Nanjing accept international cards (Visa, MasterCard, etc.), but be aware of transaction fees from your home bank. Stick to ATMs attached to major banks like BOC, ICBC, or China Construction Bank (CCB) for security. For example, the BOC ATM near Nanjing South Railway Station operates ²⁴⁄₇ and clearly displays rates.

Note: Daily withdrawal limits (~¥2,000–¥3,000) apply, so plan ahead if you need large sums.

Top Areas for Currency Exchange Near Attractions

Nanjing’s key tourist spots have nearby exchange options:

• Confucius Temple: A BOC branch is just a 5-minute walk away.
• Xinjiekou: Check ICBC or CCB branches in this shopping district.
• Purple Mountain: Use the BOC ATM inside the Ming Xiaoling Mausoleum visitor center.

Combining sightseeing with errands saves time—smart planning!

Additional Financial Services for Travelers

Beyond cash, Nanjing supports mobile payments via Alipay or WeChat Pay, but these require a Chinese bank account or a linked debit/credit card. For seamless trips, consider opening a prepaid travel card (available at BOC) or using UnionPay credit cards, widely accepted here.

If you need help navigating financial services, Deep China Travel offers complimentary consultations to ensure your money matters are stress-free.

Currency Exchange Rates in Nanjing (as of October 2023)

Rates updated weekly; check live rates via BOC website.

By planning your currency exchange in advance, you’ll spend less time worrying about money and more time exploring Nanjing’s historic treasures!