Does Xiamen Have Banks Or Exchange Points That Support Foreign Currency Exchange?

Are there banks in Xiamen that offer foreign currency exchange? Yes! Xiamen, a popular coastal city in Fujian Province, caters well to international travelers. Major banks like Bank of China (BOC), China Construction Bank (CCB), and Industrial and Commercial Bank of China (ICBC) offer foreign currency exchange services. Most branches in tourist areas (e.g., Siming District, near Gulangyu Island) accept currencies like USD, EUR, JPY, and more. Airport branches and downtown locations typically have longer hours, often until 6–7 PM.

Where can I find authorized exchange points in Xiamen?

Beyond banks, Xiamen has licensed currency exchange kiosks at key spots. These include:

• Xiamen Gaoqi International Airport: Open ²⁴⁄₇ for arrivals and departures.
• Gulangyu Island Ferry Terminal: Convenient for visitors heading to the island.
• Downtown shopping districts (e.g., Zhongshan Road, Jimei District). For rates, use comparison tools or check live updates online—some kiosks near tourist attractions may offer less competitive rates.

How do exchange rates and fees work in Xiamen?

Rates in Xiamen are generally fair but vary slightly by provider. Banks usually offer better rates than hotels or independent kiosks. A small service fee (around 1–2%) might apply. Avoid airport kiosks for large exchanges, as rates can be less favorable. For transparency, carry a calculator or use banking apps to verify amounts.

Pro Tip: If you’re visiting for a few days, withdraw cash from ATMs (many accept foreign cards) or use mobile payment apps like Alipay/WeChat Pay, which some vendors accept.

Are there safe and convenient alternatives to bank visits?

If you prefer skipping banks, here’s what to know:

• Hotels: Some 4-5 star hotels (e.g., Hilton Xiamen, Marriott Xiamen) offer basic exchange services, though rates may be higher.
• Pre-ordered currency: Use services like Travelex or your home bank to order RMB in advance.
• ATMs: Post offices and major banks have ATMs that dispense RMB. Check with your home bank for international transaction fees.

What else should I know about money matters in Xiamen?

Xiamen is a cash-friendly city, but smaller vendors might prefer digital payments. Always carry some small bills (e.g., 20s or 50s) for markets or street food stalls. For safety, avoid exchanging money on the street—stick to licensed providers.

Bonus Tip: After exchanging money, explore nearby attractions! For example, Zengcuo’an Village (a 10-minute taxi ride from downtown) combines local culture with seafood dining—perfect for using your freshly exchanged RMB.

Table: Key Foreign Exchange Providers in Xiamen

By planning ahead, you’ll enjoy seamless travels in Xiamen—without currency worries!