05/29 2025
Hong Kong offers banks, licensed money changers, and airport kiosks for currency exchange. Banks like HSBC and BOC provide transparency but limited hours and higher fees. Licensed changers in Central and Tsim Sha Tsui often offer better rates, while airport kiosks are 24/7 but less competitive. Avoid unlicensed dealers. Digital payments (Alipay, WeChat, Octopus) are widespread. Compare rates via apps, exchange in advance, and avoid peak times. Key locations: BOC (Tsim Sha Tsui) opens late, Central changers near ferry terminals. Plan ahead for remote areas like Disneyland, where options are limited.