Is Foreign Credit Card (Visa/MasterCard) Accepted In Nanjing? Do I Need To Exchange RMB In Advance?

You’ll be glad to know that Nanjing is a modern city with widespread credit card acceptance. Most high-end hotels, tourist attractions, and large shopping malls happily process Visa and MasterCard. However, smaller vendors like street food stalls, local markets, or traditional teahouses might rely on cash or mobile payments. Always have a backup plan, like carrying some cash or using mobile apps for seamless trips.

Should I Exchange RMB Before Arriving in Nanjing?

While it’s not required to exchange money beforehand, having a small amount of RMB (around 500–1,000 yuan) is smart. This covers taxis, food stalls, or emergencies. ATMs in Nanjing are plentiful and accept foreign cards, but exchanging a tiny amount at your home airport can save hassle for immediate needs.

How Does Mobile Payment Work in Nanjing?

Be prepared for Alipay and WeChat Pay dominating daily transactions—even for things like buying dumplings or taking the metro. While foreigners can’t directly use these apps without a Chinese bank account, some savvy travelers link their Visa/MasterCard to third-party services like TPG Rewards or ask staff at upscale stores to process cards via alternative methods.

When Will I Need Cash in Nanjing?

Cash remains king for:

• Street vendors (skewers, snacks, souvenirs).
• Taxis (though most accept cards now, smaller companies might not).
• Local buses/metro (tickets cost 1-2 yuan, exact change preferred).
• Rural areas during day trips (e.g., Mt. Purple, Lishu Scenic Area).

Where Are the Best Places to Exchange Money in Nanjing?

For fair rates and convenience, head to:

Bonus tip: Use revolut.com or wise.com for locked-in exchange rates before your trip—perfect for budget planners!

By blending cards, a touch of cash, and a dash of digital savvy, you’ll navigate Nanjing’s payment landscape like a pro. Safe travels!